Employee Benefits Solutions
A Commitment to Coverage
Offering a robust and well-rounded employee benefit package is crucial to attracting and retaining top talent in your industry.
As a full-service agency, the team at NBT Insurance Agency works collaboratively to help build and administer your employee benefit program. We act as an extension of your human resource department to educate employees on their plan offerings and assist them with their coverage-related needs.
Ready to learn more?
Grow Your Business & Your Team
NBT Insurance Agency works with employers of all sizes and in all industries, taking a consultative approach to ensure we build the appropriate benefit package suited to your needs, including:
We work with regional and national carriers to provide organizations with two or more employees with options for medical insurance coverage based on the organization’s size, including community-rated, experience-rated, and self-funded plans.
We work with regional and national carriers for organizations with two or more employees. We help to identify the best provider networks for your employee’s footprint to maximize their benefits.
We partner with nationally recognized carriers to develop an employer-paid life insurance program to help you protect your employees and provide them with peace of mind.
Offering your employees paycheck protection and supplemental income when life throws a curveball.
- Short- and Long-Term Disability
- Personal Accident Indemnity
- Personal Cancer Indemnity
- Critical Illness and Long-Term Care
- Voluntary Life
Comprehensive Employee Benefit Systems
Our Benefits Administration System
Our system can help manage PTO programs, ACA tracking and reporting requirements, and provides an easy-to-use tool for employee communication and onboarding. Our system integrates with many major carriers, Third-Party Administrators (TPAs), and payroll systems to support new hire and open enrollment workflows with minimal touches.
Benefits Administration System Review
Our team can review your current process, software, and technology to provide feedback and recommendations on how your organization may be able to create a more streamlined approach. With strong relationships, our team can help facilitate a call with your existing benefits administrator or payroll vendors to help accomplish this.
New Client Roadmap
What Can I Expect When I Partner With NBT Insurance?
Our employee benefit consultants help to identify where your team can leverage technology to create efficiencies and trim redundancies. Below is an outline of what you can expect when you reach out to NBT Insurance Agency for your employee benefit consultation:
Initial Meeting
We want to know all about you!
Tell us about your business so we can gather information that will impact benefit options.
- What is your industry?
- Do you have multi-state locations?
- Do you currently have a benefits package?
- What do you envision for your benefit offerings?
Discuss Options
Our team will present plan options we’ve compiled by:
- Identifying gaps in coverage.
- Ensuring there is a strong network in your footprint.
- Aiming to meet employee needs.
- Minimizing administrative burden by consolidating plans and carriers.
- Focusing on cost containment strategies.
Implementation
Once plan designs and contribution structures have been confirmed, our team will work on:
- Preparing plan documents.
- Supporting the build or renewal of your benefits administration platform.
- Collaborating with Third Party Admin’s for your other services.
- Scheduling Open Enrollment meetings with your staff.
- Being available for Q&A throughout the enrollment window.
Post Enrollment
Our team will schedule a recap of everything that has happened since your final plan decisions were made.
We will want to identify:
- What worked well?
- What would you change next year?
- Have you checked invoices for accuracy in enrollment?
- Are there any outstanding questions or concerns?
Moving Forward
The NBT Insurance team of employee benefit consultants focus on consistent engagement throughout the year. You can expect:
- A dedicated team of benefits specialists available to you and your employees.
- Regularly scheduled account reviews.
- Ongoing support for new hire benefits education and enrollment.
- Proactive communication around market trends, new products, and compliance.
Ready to Learn More?
Ready to explore how we can assist with your organization’s benefits administration? Fill out a brief form and we will be in touch regarding next steps!
Contact Our Employee Benefits Team
Groupbenefitservices@nbtinsurance.com
800-965-6264 Press option 3
66 South Broad Street
Norwich, NY 13815
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